Showing posts with label Apps. Show all posts
Showing posts with label Apps. Show all posts

Narendra Modi Launches BHIM Payments App to Simplify Digital Transactions

After demonetization we eagerly waited for next move by our beloved prime minister Shri. Narendra Modi in process of curbing black money and to increase cashless transactions , he launched BHIM stands for BHARAT INTERFACE FOR MONEY by paying tributes to Shri. Bhim Rao Ambedkar.
This app can do miracle in online payments and works even without internet - Shri.Narendra Modi 

Let's see the features and how it works.

  1.  It's linked with mobile number. Whenever you want to pay, just enter merchant mobile number, enter amount and hit send. amount will be credited automatically to his bank account. 
  2. Similar to Paytm , merchant can generate his own QR code to easier payments for customers. When customer scans QR code, it will retrieve the merchant details and customer can begin the transaction. 
  3. Customer/merchants doesn't require to use smartphone and even a basic mobile works well.to use BHIM just dial *99# , it will show you the menu for desired options like money transfer, history, balance checking etc. 
  4. Now upto 10,000/transaction is possible and max can do upto 20,000/day in a day. 
  5. This app works as a debit card and so no need to load any money into wallet. so there is no worry about failure in sending to bank where as Paytm faced several issues in money transfer to bank. 
  6. All major banks supporting this app like SBI , HDFC , ICICI , AXIS , etc.
Pros:-
  1. No frill payment
  2. No issues of internet connectivity
  3. No need to worry about language of interface
  4. Smartphone penetration is no more a issue
  5. Data is more secured with the government rather any private player
I would just say, this is the best move taken by the government to promote digital payments in India, without causing much hassles to the major illiterate population.

How will it work?

Merchants will have to download the Aadhar cashless merchant app on their smart phones, connected to a biometric readers, which will be available for Rs 2000. The customer will put their Aadhaar number into the app, select the specified bank and the biometric scan will work as the password. 

As of now this app available only on PlayStore and very soon for IOS. Download BHIM Payments App

Best Android Apps For Small And Medium Business

Here's a great list (90+) of the best apps for a small business with links to the various functions/categories which includes screenshots, cost, and Android download links for each of the apps:
  • Accounting Apps - QuickBooks, Freshbooks, Expensify, Kashoo, Xero, Dwolla, Receipts by Wave,
  • Communication Apps - Slack, Burner, Voxer, Skype, Avaamo, join.me, Asana, Fuze, GoToMeeting, Addappt, Ring Central
  • CRM Apps - Wisely for Restaurants, Facebook Pages Manager, Salesforce1, Contacts journal CRM, Pipedrive, Streak, Nimble, Desk.com, Insightly,
  • Documents Apps - SignEasy, DocuSign, Scanbot, Scanner Pro, Dropbox, Box, Google Drive, Microsoft Word, TurboScan
  • Hiring Apps - Proven Hiring, Hiring by Smart Recruiters, Career Builder for Employers, LinkedIn Recruiter, Snagajob for Employers, Hired for Employers,
  • Invoicing Apps - Invoice2go, Powered Now, Billings Pro
  • Marketing Apps - MailChimp, Hootsuite, Perka
  • Miscellaneous Apps - Canva, AdWords, LogMeIn, Deliveries, Waze, Podio, Showboxed, TapeACall, Slice
  • Networking Apps - Caliber, Weave, Own It, LinkedIn,
  • Point-of-Sale Apps - Square Register, PayPal Here, Quickbooks GoPayment, Spark Pay, Shopify POS, PayAnywhere, POS by Kounta, Flint
  • Productivity Apps - Evernote, Sunrise, Trello, Basecamp 3, OmniFocus 2, IFTTT, Clear, Pocket, Fiverr, Producteev, 1Password, Wunderlist, iTranslate, Spark, Pushover
  • Scheduling Apps - Deputy, HotSchedules, Square Appointments, Hours Time Tracker, When I Work Employee Scheduling, OfficeTime, Boomr, Timely, TripIt, TSheets, Toggl 
  • Website Builder Apps -  Boomer Marketing App , Squarespace , Weebly , Wix , SimDiff , Simpl , Website Builder etc

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